प्रधानमंत्री मुद्रा योजना भारत सरकार द्वारा शुरू की गई एक सूक्ष्म ऋण योजना है।

Image Credit : Google Images

इस योजना के तहत, छोटे व्यवसायों, गैर-कृषि उद्यमों और स्वरोजगार के लिए 10 लाख रुपये तक का ऋण प्रदान किया जाता है।

Image Credit : Google Images

यह योजना छोटे व्यवसायों को बढ़ावा देने और आत्म-सशक्तिकरण को बढ़ावा देने के लिए शुरू की गई थी।

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इस योजना के तहत ऋण प्राप्त करने के लिए, आवेदक को एक सामान्य आवेदन पत्र भरना होगा।

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ऋण की राशि आवेदक की आय, व्यवसाय की प्रकृति और अन्य कारकों पर निर्भर करती है।

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ऋण की ब्याज दरें 11.5% से 13.5% के बीच हैं।

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ऋण की वापसी की अवधि 5 से 7 साल तक है।

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